Sometimes an activity that would normally be instantly recognizable as corrupt is so unapologetically out in the open that people can't believe the truth could be so simple. It's not just a Ponzi scheme--it's the Platonic ideal of a Ponzi scheme. One so pure that it doesn't even pretend to have an underlying asset. Yet every day I see it pushed as "a repository of wealth" and a vehicle for retirement funds! All I can say is, the sooner it crashes the better because the number of victims can only increase. The mystery for me is how tolerant governments have been given that it started out as a way to move money in a way the government can't track.